Disability Eligibility

The Disability Plans (Short Term Disability STD and Long Term Disability LTD) protect your income if you cannot work due to an illness or injury. Banner Health automatically provides this coverage for eligible employees and pays the full cost of coverage.

Who is Eligible

You are budgeted to work at least 32 hours per pay period and your employment classification is either full-time or part-time.  If a break in service or change to an ineligible employment classification occurs prior to your eligibility or after you were eligible, other rules apply and are located in the Benefit Summary under the section STD/LTD Eligibility Begins.

When Does Eligibility Begin?

Provided you are actively at work, budgeted to work at least 32 hours per pay period and your employment classification is either full-time or part-time, STD/LTD eligibility will begin on the 1st day following 365 calendar days in an eligible employment classification.

Benefit Summary

Detailed information on this benefit such as eligibility, plan coverage, limitations and contact information can be found in the Benefit Summary.

Important to Note

This page contains highlights of your Disability Plans. The details of how the disability benefits work are included in the legal documents and contracts that govern how the Plan operates. In the event of a difference between this insert and the legal documents and contracts, the legal documents and contracts will rule. This page does not imply a contract of employment or guarantee of benefits. Banner Health reserves the right to change or discontinue all or part of the Disability Plan benefits at any time for any reason.