Loss of Eligibility

In the event you leave Banner Health your Medical, Pharmacy, Dental, Vision and Flexible Spending Accounts coverage for you and your qualified covered dependents may be extended through the Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA).  For additional information on COBRA, please read through the COBRA Notice of Rights and/or contact the COBRA Administrator, Discovery Benefits, at (866) 451-3399. 

When You Lose Benefits Eligibility

Medical, Dental, Vision and Pharmacy coverage for you and your dependents  will automatically terminate on the earliest of the following dates:

• The last day of the month in which you terminate employment
• The last day of the month in which your employment classification changes to an ineligible  position
• The last day of the month you elect to be terminated from the plan
• The last day of the month required contributions stop
• The date the Plan terminates

Your domestic partner and dependents' coverage will end on:

• The same date your coverage ends
• The last day of the month your dependent or domestic partner no longer meets the eligibility requirements of the Plan, or
• The last day of the month in which any required contributions cease to be paid

The termination information will be sent to Discovery Benefits, Inc. (DBI) on a weekly basis.  Within seven days after termination information is received by DBI, a COBRA notification will be mailed to you and /or your dependent(s).

When Your Dependent Loses Benefits Eligibility

Dependents become ineligible for coverage on their 26th birthday and are covered through the last day of the month in which their birthday occurs.  Discovery Benefits, Inc. will send a COBRA notification to your dependents once they no longer meet the eligibility requirements.