Banner Health Employee Benefits - Resources  

Summary of Benefits and Coverage and the Uniform Glossary

 

The Summary of Benefits and Coverage (SBC) and Uniform Glossary are required under the health care reform legislation to be prepared and made available to you during your enrollment period for the purpose of providing a concise document detailing, in plain language, simple and consistent information about your health plan benefits and coverage. This SBC is meant to help you better understand the coverage available to you and to easily compare different medical plans.

Coverage Examples
Each SBC includes a new, standardized health plan comparison chart illustrating how the medical plan would cover care for two different health care situations. These examples use the same standards and guidelines required by the Center for Consumer Information and Insurance Oversight (CCIIO) which oversees these documents. The purpose is to allow you to see an illustration of the coverage compared to the other plans and against the amount you pay.

Summary of Benefits

2015

2014

Uniform Glossary
The Uniform Glossary is a document prepared by the Department of Health and Human Services that defines common terms used throughout health plans such as deductible, co-payment, co-insurance, and out-of-pocket maximum. You will notice certain words that are highlighted in blue throughout the SBC. These words are defined in the Uniform Glossary to assist you in understanding and comparing the different plans available to you.

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These pages are highlights of the benefit plans. In the event of a difference between these pages and the legal documents/contracts, the legal documents/contracts will rule. Banner Health reserves the right to change, amend or discontinue all or part of these plans at any time for any reason. View Plan Documents
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