Dental Plans
The dental plans provide benefits for you and your eligible dependents in the event you have covered expenses for preventive care and restorative dental care. Enrollment is required before coverage can begin.
You and Banner Health share the cost of this coverage. Your monthly cost for any coverage you elect is divided in half and deducted from your paycheck twice a month. Banner Health Dental Plans are self-funded. This means claims are paid by the contributions you and Banner Health make.
Who is eligible?
You are eligible for dental coverage if you are scheduled to work 32 hours or more per pay period and are classified as a regular full-time or part-time employee.
Eligible dependents include your:
Proof of dependent eligibility may be required during enrollment. You can elect dental coverage for yourself and your eligible dependent(s) even if you do not elect medical coverage.
If you would like to cover a domestic partner, you must call Banner Plan Administrators at 1-800-827-2464 or in the Phoenix Metro area 480-827-7070.
What are the choices I have for coverage?
The dental plan coverage choices include:
- Enhanced Dental Plan
- Comprehensive Dental Plan
- Preventive Dental Plan
You can choose coverage for:
- Yourself only
- Yourself and your spouse or domestic partner
- Yourself and your eligible child or children
- Yourself and your family
Detailed information on this benefit such as eligibility, plan coverage, limitations and contact information can be found in the Summary Plan Description (SPD).
If you feel you do not need any dental coverage, you can choose no coverage under the dental plan options. A comparison of the benefits is included by clicking on the tab to the left.
The comparison chart to the left summarizes some of the major benefits provided by each of the dental plan choices. This chart shows any deductibles you must pay before benefits are payable, and your coinsurance amount.
How do I enroll?
You make your dental plan coverage election during your initial eligibility period or during the Annual Enrollment period. You will receive a price sheet showing the dental plan options available to you including your cost of coverage.
You can find step-by-step information on how to enroll by clicking on the "Enroll for Benefits" button located in the top right-hand side of this and any page on this website.
Your coverage begins the first of the month following enrollment unless your hire date is on the first of the month. In this case, your effective date is the same as your hire date. Enrollment must be completed no later than the 30 days after employment or in a newly eligible employment classification. If you wish to enroll at a later date, you may enroll only during the Annual Enrollment period for an effective date of January 1st. If you have a qualifying event, you may be eligible to enroll at other times during the plan year.
What is my cost for coverage?
You and Banner Health share the cost of coverage for dental plan benefits. Your cost for coverage depends on the dental plan you select and the eligible dependents you choose to cover. The price sheet in your enrollment materials will show the total cost of coverage and your share of those costs.
Your premiums are collected over the calendar year through 24 regular deductions from your paycheck. Benefit deductions are taken on a pre-tax basis unless coverage is elected for a domestic partner. The costs for coverage are subject to change from year to year.
Where can I find more information?
Information is provided during the Annual Open Enrollment process, throughout the year at new employee orientation, through your facility People Resources department or Banner Plan Administration, which may be reached at 1-800-827-2464 or in the Phoenix Metro area 480-827-7070.
After the enrollment and confirmation process is completed, you will receive an ID card for you and each of your covered dependents. If you need additional cards, please contact Banner Plan Administration at 1-800-827-2464. You may also receive information during the year regarding updates to the plan, claims and explanations of benefits, and other important news on plan benefits and services from Banner Plan Administration.
Continuing Coverage
In the event you leave Banner Health, coverage for you and your qualified covered dependents under IRS Section 125 may be extended through COBRA. For COBRA information, call the COBRA Provider Customer Service number at 1-800-224-1346. The customer service number is available:
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7:00 am - 6:00 pm Central Time
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6:00 am - 5:00 pm Mountain Standard Time
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5:00 am - 4:00 pm Pacific Time
Important to note
This page contains highlights of your dental plan choices and benefit comparisons. The details of how the dental plan choices work are included in the legal documents and contracts that govern how the plan operates. In the event of a difference between this insert and the legal documents and contracts, the legal documents and contracts will rule. This page does not imply a contract of employment or guarantee of benefits. Banner Health reserves the right to change, amend or discontinue all or part of the dental plan benefits at any time for any reason.
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