Get Help Paying for Medicare

There are programs that can help you pay for out-of-pocket Medicare costs if you have a low income and limited resources.  

Medicare Savings Programs

Medicare Savings Programs can help you pay for out-of-pocket Medicare costs if you have limited income and resources. Each program has its own rules and guidelines, and each program offers specific benefits. 

There are four Medicare Savings Programs.

  • Qualified Medicare Beneficiary Program (QMB)
    The QMB Program pays for Part A premiums, Part B premiums, deductibles, coinsurance, and copayments for Medicare-covered services and items.
  • Specified Low-Income Medicare Beneficiary Program (SLMB)
    The SLMB Program helps pay Part B premiums. 
  • Qualified Individual Program (QI)
    The QI Program helps pay Part B premiums.
  • Qualified Disabled and Working Individuals Program (QDWI)
    The QDWI Program helps pay the Part A premium. You may qualify if you have a disability and lost your premium-free Part A benefits because you returned to work.

Learn more about Medicare Savings Programs.

Prescription Savings Programs

Prescription Savings Programs can help you pay for out-of-pocket prescription costs if you have limited income and resources. 

  • Extra Help via Social Security
    This program helps pay for premiums, deductibles, copays, and coinsurance for Medicare drug coverage.
  • Pharmaceutical Assistance Programs
    Some pharmaceutical companies offer programs to help pay for prescriptions for people in a Medicare Part D plan. This online search tool will help you find programs associated with your prescriptions. 
  • Arizona AIDS Drug Assistance Program (ADAP) Assist
    This state program helps Arizona residents living with HIV or AIDS pay their prescription copayments. Applicants must be enrolled in Part D and meet income requirements.

Supplemental Security Income

Supplemental Security Income (SSI) is a monthly benefit administered by the Social Security Administration. It is for people with limited income and resources who are disabled, blind or age 65 and older. You can be eligible to receive SSI benefits even if you are already receiving disability or retirement benefits.  

With Banner Medicare, you get more than a health plan. You get a health partner.

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Have questions or need help enrolling?
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