TRICARE and Medicare can work together to provide your health care coverage. Be sure to get information from your TRICARE plan to understand how Medicare will work for you.
TRICARE members are eligible to enroll in both TRICARE and Medicare once they are eligible for Medicare.
Most retired service members need to enroll in both Medicare Part A and Part B when they are first eligible to keep TRICARE benefits.
Active-duty service members have to enroll in Part A at age 65, but they do not need to enroll in Part B to keep their TRICARE coverage.
Once you enroll in Medicare, you will automatically be enrolled in TRICARE for Life (TFL).
TFL is Medicare wraparound coverage for military retirees and their eligible family members who qualify for Medicare. It pays out-of-pocket expenses for Original Medicare and TRICARE-covered services. If you enroll in a Medicare Advantage plan, TFL will coordinate with your plan on your medical claims.
Some spouses and children of disabled or deceased veterans do not qualify for TRICARE, but they may be eligible for CHAMPVA.
If you have CHAMPVA coverage and you are age 65 or older, you are eligible to enroll in Medicare. In fact, you may be required to enroll in Medicare to keep your CHAMPVA coverage.
Contact the U.S. Department of Veterans Affairs for more information about CHAMPVA.
Contact Banner Medicare so we can answer any questions you may have and even help you enroll.
Call (888) 788-1931 (TTY 711) to speak with a licensed sales agent.
Use our online form to have a licensed sales agent contact you.
Have questions or need help enrolling?
Call (833) 516-1007 (TTY 711) to speak with a licensed sales agent.
October 1, 2022 – March 31, 2023: 8 a.m. to 8 p.m., 7 days a week
April 1, 2023 – September 30, 2023: 8 a.m. to 8 p.m., Monday – Friday