Turning 65 and Medicare Eligibility

Most people become eligible for Medicare at age 65. 

You are eligible for Medicare if you are age 65 or older and you or your spouse worked and paid Medicare taxes for at least ten years (40 quarters). 

If you are turning 65 and you have not earned the minimum number of work credits, you may still be eligible to sign up for Medicare coverage for an additional charge.

Check your Medicare eligibility.

Check how many work credits you have earned.

What if I Work Past Age 65?

You are still eligible for Medicare if you are turning 65 but you will continue working. It is important to understand how your Medicare eligibility impacts your employer-provided health care and your Medicare enrollment.

Learn about working past 65 and Medicare

What if I am Eligible for both Medicare and Medicaid?

You are still eligible for Medicare if you are turning 65 and are already eligible for Medicaid. That is called dual eligibility.

Learn about dual eligibility

When am I Eligible to Sign Up for Medicare?

You are first eligible to sign up for Medicare during a seven-month Initial Enrollment Period (IEP). Your IEP includes the three months before your birthday, your birth month and the three months after your birthday.

It is important to pay attention to your IEP. If you do not sign up for Medicare during your IEP, you may be charged a late enrollment penalty that will last as long as you have Medicare.

Learn about the different enrollment periods

Find your Initial Enrollment Period.

Have Questions? Learn More from Banner Health.

Learn more about Banner Health’s Medicare Advantage plans.

Learn about Banner Health’s Medicare Part D plan.

Learn about Banner Health’s Medicare Advantage D-SNP plan.

Contact Banner Medicare so we can answer any questions you may have and even help you enroll.

Call (888) 788-1931 (TTY 711) to speak with a licensed sales agent.

  • October 1, 2022 – March 31, 2023: 8 a.m. to 8 p.m., 7 days a week
  • April 1, 2023 – September 30, 2023: 8 a.m. to 8 p.m., Monday – Friday

Use our online form to have a licensed sales agent contact you.

With Banner Medicare, you get more than a health plan. You get a health partner.

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Have questions or need help enrolling?
Call (833) 516-1007 (TTY 711) to speak with a licensed sales agent.

October 1, 2022 – March 31, 2023: 8 a.m. to 8 p.m., 7 days a week
April 1, 2023 – September 30, 2023: 8 a.m. to 8 p.m., Monday – Friday