People who are younger than 65 years old and are determined to be disabled may be eligible for Medicare.
There are two ways you can be determined to be disabled that count for Medicare eligibility.
Through the Social Security Administration
Social Security Disability Insurance (SSDI) provides assistance to people with disabilities. Individuals need to apply for SSDI and have their application approved by the Social Security Administration to receive SSDI. You will receive a notice in the mail if you are approved for SSDI.
Through the Railroad Retirement Board
Railroaders who become totally disabled are eligible for a railroad disability annuity. Individuals need to apply for the annuity and have their application approved by the Railroad Retirement Board to receive disability benefits. You will receive a notice in the mail if you are approved for railroad disability.
If you are determined to be totally disabled by the Social Security Administration or the Railroad Retirement Board, you are eligible for Medicare after a 24-month waiting period.
If you are disabled and you return to work, you can stay eligible for Medicare. Your eligibility for Medicare will last for your trial work period plus at least 93 additional months (a total of eight and a half years).
If you continue to work and your premium-free Medicare coverage ends, you will still be eligible to purchase Medicare coverage as long as your disability continues.
Contact Banner Medicare so we can answer any questions you may have and even help you enroll.
Call (888) 788-1931 (TTY 711) to speak with a licensed sales agent.
Use our online form to have a licensed sales agent contact you.
Have questions or need help enrolling?
Call (833) 516-1007 (TTY 711) to speak with a licensed sales agent.
October 1, 2022 – March 31, 2023: 8 a.m. to 8 p.m., 7 days a week
April 1, 2023 – September 30, 2023: 8 a.m. to 8 p.m., Monday – Friday